CREATE FILE access denied

I get this error message when trying to create a database. This happens from
the Management Studio, from regular queries, etc. No other posts seem to
resolve this problem exactly that I can find. Thanks for any insight into
this problem...
USE MASTER
CREATE DATABASE XYZ
ON (Name = XYZ_data, FILENAME='C:\\XYZ_data.mdf')
LOG ON (Name = XYZ_log, FILENAME='C:\\XYZ_log.ldf')
Error message:
Msg 1802, Level 16, State 4, Line 2
CREATE DATABASE failed. Some file names listed could not be created. Check
related errors.
Msg 5123, Level 16, State 1, Line 2
CREATE FILE encountered operating system error 5(Access is denied.) while
attempting to open or create the physical file 'c:\XYZ_data.mdf'.
Hi
Check that the account that SQL Server runs under has file system
permissions on c:\
OS Error 5 = access denied.
Regards
Mike Epprecht, Microsoft SQL Server MVP
Zurich, Switzerland
IM: mike@.epprecht.net
MVP Program: http://www.microsoft.com/mvp
Blog: http://www.msmvps.com/epprecht/
"XCode247" <XCode247@.discussions.microsoft.com> wrote in message
news:7DE6CBB0-087A-4CD2-9B45-AEAE45532C06@.microsoft.com...
>I get this error message when trying to create a database. This happens
>from
> the Management Studio, from regular queries, etc. No other posts seem to
> resolve this problem exactly that I can find. Thanks for any insight into
> this problem...
> USE MASTER
> CREATE DATABASE XYZ
> ON (Name = XYZ_data, FILENAME='C:\\XYZ_data.mdf')
> LOG ON (Name = XYZ_log, FILENAME='C:\\XYZ_log.ldf')
> Error message:
> Msg 1802, Level 16, State 4, Line 2
> CREATE DATABASE failed. Some file names listed could not be created. Check
> related errors.
> Msg 5123, Level 16, State 1, Line 2
> CREATE FILE encountered operating system error 5(Access is denied.) while
> attempting to open or create the physical file 'c:\XYZ_data.mdf'.
>
|||Yes, sure enough...
In Configuration Manager, Service properties. The 'Log on as' account was
'Network Service'. The help button from that page says a 'domain user account
with minimal rights' is recommended. Changing the account causes it to work.